บทความจากต่างประเทศอาจมีศัพท์เฉพาะที่จำต้องรู้ จึงจะเข้าใจได้ แค่อ่าน link นี้ ก็จะเข้าใจเรื่องบทความพวกนี้อย่างง่ายดาย
ตย เช่น
Debt restructuring A situation in which a borrower renegotiates the terms of its debts, usually in order to reduce short-term debt repayments and to increase the amount of time it has to repay them. If lenders do not agree to the change in repayment terms, or if the restructuring results in an obvious loss to lenders, then it is generally considered a default by the borrower. However, restructuring can also occur through a debt swap - a voluntary agreement by lenders to switch existing debts for new debts with easier easier repayment terms - in which case it can be very hard to determine whether the restructuring counts as a default.
Default Strictly speaking, a default occurs when a borrower has broken the terms of a loan or other debt, for example if a borrower misses a payment. The term is also loosely used to mean any situation that makes clear that a borrower can no longer repay its debts in full, such as bankruptcy or a debt restructuring.
A default can have a number of important implications. If a borrower is in default on any one debt, then all of its lenders may be able to demand that the borrower immediately repay them. Lenders may also be required to write off their losses on the loans they have made.
Highly recommended
http://www.bbc.com/news/business-15060411 
สำหรับคนที่เรียนเศรษฐศาสตร์การเงิน และคนที่ต้องการอ่านเรื่องเศรษฐกิจชั้นสูง
ตย เช่น
Debt restructuring A situation in which a borrower renegotiates the terms of its debts, usually in order to reduce short-term debt repayments and to increase the amount of time it has to repay them. If lenders do not agree to the change in repayment terms, or if the restructuring results in an obvious loss to lenders, then it is generally considered a default by the borrower. However, restructuring can also occur through a debt swap - a voluntary agreement by lenders to switch existing debts for new debts with easier easier repayment terms - in which case it can be very hard to determine whether the restructuring counts as a default.
Default Strictly speaking, a default occurs when a borrower has broken the terms of a loan or other debt, for example if a borrower misses a payment. The term is also loosely used to mean any situation that makes clear that a borrower can no longer repay its debts in full, such as bankruptcy or a debt restructuring.
A default can have a number of important implications. If a borrower is in default on any one debt, then all of its lenders may be able to demand that the borrower immediately repay them. Lenders may also be required to write off their losses on the loans they have made.
Highly recommended
http://www.bbc.com/news/business-15060411