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How to manage your salary
Nowadays, lot of people don’t know how to manage their money for long term especially officer worker. They spend for everything what they want. Moreover, many credit card services try to offer promotion for this people. At least, you will have no your saving and have a lot of debt. This article will show you how to manage your salary for long-term life.
“Saving money” most people think it can do easy while they don’t know exactly how to save their own money. When you get your salary, first thing to do is calculate your monthly expense. Try to allocate your salary for a part that compound monthly expense, personal payment (for travelling, hanging up or buying something), saving and other.
Saving your money only in deposit is not a good idea. Most bank’s deposit interest rate is around 2% while inflation rate is 3% per years. That mean you will lose 1% of your money per years if you deposit your money with bank. The best way to manage you saving in long-term is to create your own financial portfolio. Sprit your saving to different investment to minimize the risk such capital market, bond or another financial investment. Don’t forget to keep some money in deposit or cash for emergency use.
Managing salary is simple. If you don’t have knowledge about investment market, you can find information from internet or investment consultant. Remember, try to manage your salary today that can make you easier in long term life.
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How to manage your salary
Nowadays, lot of people don’t know how to manage their money for long term especially officer worker. They spend for everything what they want. Moreover, many credit card services try to offer promotion for this people. At least, you will have no your saving and have a lot of debt. This article will show you how to manage your salary for long-term life.
“Saving money” most people think it can do easy while they don’t know exactly how to save their own money. When you get your salary, first thing to do is calculate your monthly expense. Try to allocate your salary for a part that compound monthly expense, personal payment (for travelling, hanging up or buying something), saving and other.
Saving your money only in deposit is not a good idea. Most bank’s deposit interest rate is around 2% while inflation rate is 3% per years. That mean you will lose 1% of your money per years if you deposit your money with bank. The best way to manage you saving in long-term is to create your own financial portfolio. Sprit your saving to different investment to minimize the risk such capital market, bond or another financial investment. Don’t forget to keep some money in deposit or cash for emergency use.
Managing salary is simple. If you don’t have knowledge about investment market, you can find information from internet or investment consultant. Remember, try to manage your salary today that can make you easier in long term life.